This paper reviews the regulatory governance mechanisms that increase banking stability. Deposit insurance is one such mechanism; however, its design may generate a moral hazard. There is consensus on the impact of deposit insurance on increasing risk-taking, but not on the effect of the capital adequacy ratio or on regulation restraining competition. Moreover, supervisory practices that require the disclosure of accurate and transparent information by banks may be more effective than official supervisory powers that monitor credit allocation.Keywords: Corporate governance; Bank; Literature review; Risk-taking, Regulatory mechanisms; Board of directors; Internal controls.JEL: G28; G34
The Performance of Islamic Investment: Evidence from the Dow Jones Islamic Indexes Volatility Strategies for Global and Country Specific European Investors Problem Loans in the MENA Countries: Bank Specifi c Determinants and the Role of the Business and the Institutional Environment Short Term Wealth Creation Sustainability of French Acquirers of Unlisted versus Listed Firms Financial flexibility
The Performance of Islamic Investment: Evidence from the Dow Jones Islamic Indexes Volatility Strategies for Global and Country Specific European Investors Problem Loans in the MENA Countries: Bank Specifi c Determinants and the Role of the Business and the Institutional Environment Short Term Wealth Creation Sustainability of French Acquirers of Unlisted versus Listed Firms Financial flexibility
