- Out-of-Stock
Could French and Eurozone Savers Invest More in Risky Assets? [extrait BMI 138]
- Write a review
€50.00
Tax included
Version numérique PDF
During the crisis, French savers are turning even more towards safe, short-term assets or real estate and away from more risky and long-term financial investments. This state of affairs is a cause of concern to some analysts, who are looking for ways to encourage households to take more risks and put more of their savings into productive investment. Theoretical and statistical analysis show that this reluctance to invest in the stock market comes as much from the supply side ? transaction costs in the broad sense, relatively unfavourable taxation that reduces the expected return ? as from the demand side ? lack of financial education among savers, aversion to risks perceived as being too high, exposure to other risks (income, unemployment, family, health, housing, human capital). In this article, after analyzing financial behaviours in France and Europe, we propose a number of propositions for redirecting savings towards more risky investments.JEL Codes: C33; C35; D1; D12; D91; D3.Keywords: Individual portfolio choice; Household financial decisions; Risky asset demand; Cross country comparisons.Auteurs :Arrondel Luc
Extrait de la revue BMI 138
BMI138-1123808
New
16 other products in the same category:
![Editorial [extrait BMI 134]](https://eska-publishing.com/10912-home_default/editorial-extrait-bmi-134-.jpg)
Availability: Out of stock
Availability: Out of stock
Availability: Out of stock
Can Large Long-term Investors Capture Illiquidity Premiums?
- Long-term Portfolio Allocation Based on Long-term Macro Forecasts
- Projecting Pension Outcomes at Retirement – Towards an Industry Reporting Standard
- Economic-financial Literacy and (Sustainable) Pension Reforms:
- Cyclicality and Term Structure of Value-at-Risk within a Threshold Autoregression Setup
Availability: Out of stock
Sommaire
Articles
- French Retail Financial Structured Products: A Typology and Assessment of Their Fair Pricing
- Conflict of Interest between Investors and Financial Advisers
- Reforming the Structures of the EU Banking Sector: Risks and Challenges
- Managerial Myopia: Do Managers Privilege Short-term Decisions or Value Creation?
Availability: Out of stock
Availability: Out of stock
Sommaire
Articles
- Could French and Eurozone Savers Invest More in Risky Assets?
- Introducing Expected Returns into Risk Parity Portfolios: A New Framework for Asset Allocation
- Robust Portfolio Protection: A Scenarios-based Approach
Focus On
- Financial Regulations and Procyclicality
Availability: Out of stock
Sommaire
Articles
- Ownership Concentration, Board Structure and Credit Risk: The Case of MENA Banks
- Market Efficiency and Crises: Don’t Throw the Baby out with the Bathwater
- Mass Customization in Life-Cycle Investing Strategies with Income Risk
Focus On
- Currency Turmoil in an Unbalanced World Economy